Fintech Regulatory Compliance Advisor — Nigeria & Kenya

Requirement

A European fintech cannot simply passport into Nigeria and Kenya. Each market gates entry behind a distinct licensing perimeter, and getting the perimeter wrong is expensive: the wrong licence class means either a capability the product cannot legally offer, or capital and reporting obligations the business does not need. The company is entering both West and East African markets and requires an advisor fluent in the specific regulatory pathways. On the Nigerian side that means Central Bank of Nigeria sandbox admission requirements, the distinctions between Payment Service Provider categories — switching, payment solution services, mobile money operation and super-agent — and the capital, governance and reporting conditions attaching to each. On the Kenyan side it means Capital Markets Authority licensing where investment features are present, alongside Central Bank of Kenya payment service provider authorisation and the data protection obligations that now sit over both. Payment service provider licensing experience is essential rather than preferred: the advisor is expected to have taken at least one applicant through to authorisation, not merely advised on the framework. The engagement is urgent — market entry timelines are already committed — and scoped from $10,000 for a jurisdiction licensing pathway assessment through $25,000 for end-to-end application preparation and regulator engagement across both markets.