South African B2B Payments Fintech – Series A Investment

Requirement

A Johannesburg-based fintech building B2B payments infrastructure for African supply chains raises a $7.5 million Series A. The platform enables SMEs to manage trade credit, process cross-border payments, and access working capital through embedded finance. The company processes $35 million monthly transaction volume with 2,500+ active business users. Revenue run rate is $800,000 annually from transaction fees, FX margins, and embedded lending. The founding team includes fintech veterans from Standard Bank, PayU, and international payments companies. We seek growth-stage investors, fintech-focused VCs, and strategic investors. The company's expansion targets Nigeria, Kenya, and Egypt where similar SME financing gaps exist. South Africa's sophisticated financial infrastructure provides a strong base for pan-African expansion. The platform holds payment service provider licenses and partners with licensed banks for lending products. Target milestones include $100 million monthly volume and $3 million ARR within 18 months. Target returns of 5-8x for Series A investors with 5-year horizon.